Mutual Trust Bank Ltd.
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MTB Home Loan
 
Planning to own a home is one of life’s most rewarding challenges. Whether it is purchasing a new house or a new apartment, MTB has a wide range of home loan options that can be customized
to your specific need. An experienced, dedicated team of experts and a complete loan package is in place, to meet all your housing finance needs. MTB Home Loan helps you fulfill your dream.

Features:

   Loan for residential apartment/house purchase
   Loan amounts from BDT 5,00,000 to BDT 1,00,00,000
   Loan tenor from 3 to 25 years
   Loan amount up to 70% of the property value
   Aggregation of co-applicant’s income
   Competitive interest rates
   Quick and simple processing and approval time
   Loan for apartment under construction
   Partial or early settlement options available
 
Eligibility:

   Any financially able person
   Age: minimum 21 and maximum 65 years at loan maturity
   For 100% cash covered loan: Age- minimum 18 and maximum 70 years at loan maturity
   Minimum Income Range:
    Salaried person Tk 25,000
    Self employed Tk 30,000
    Businessperson/Land lord/Land lady Tk 40,000
   Experience
    Salaried person : 3 years
    Self employed : 3 years
    Businessperson : 3 years

Loan Takeover Plan:

An exclusive offer for other bank’s credit worthy customers who can now transfer their outstanding Home Loan to MTB with special privileges.

Eligibility:

   Minimum 12 months loan EMI repayment history with existing bank
   Property location and other eligibility criteria of general loan are applicable

Benefits of Takeover Plan:

   Additional loan amount facility over takeover amount
   No processing fee for takeover loan amount

Required documents:

    Loan application
    Applicant’s National ID/Driving License/Passport copy
    Photographs of applicants (studio photo)
    Salary certificate for salaried person
    Trade license for businessperson
    Personal and business account statement for last one year
    Applicant’s TIN certificate
    Copies of all existing loans’ sanction letter and repayment history for last one year
    Rental deed for rental income and ownership deed of rented property
    Apartment allotment letter/Deed of agreement/property ownership deed
    Other all property related documents’ copy

 
 
 
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