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| MTB
Home Loan |
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Planning to own a home is one of
life’s most rewarding challenges. Whether it is purchasing
a new house or a new apartment, MTB has a wide range of home
loan options that can be customized
to your specific need. An experienced, dedicated team of experts
and a complete loan package is in place, to meet all your housing
finance needs. MTB Home Loan helps you fulfill your dream.
Features:
 Loan
for residential apartment/house purchase
Loan
amounts from BDT 5,00,000 to BDT 1,00,00,000
Loan
tenor from 3 to 25 years
Loan
amount up to 70% of the property value
Aggregation
of co-applicant’s income
Competitive
interest rates
Quick
and simple processing and approval time
Loan
for apartment under construction
Partial
or early settlement options available
Eligibility:
 Any
financially able person
Age:
minimum 21 and maximum 65 years at loan maturity
For
100% cash covered loan: Age- minimum 18 and maximum 70 years
at loan maturity
Minimum
Income Range:
 Salaried
person Tk 25,000
Self
employed Tk 30,000
Businessperson/Land
lord/Land lady Tk 40,000
Experience
Salaried
person : 3 years
Self
employed : 3 years
Businessperson
: 3 years
Loan Takeover Plan:
An exclusive offer for other bank’s credit worthy customers
who can transfer their Home Loan outstanding to MTB with both
preferential interest rate and waiver of processing fees.
Eligibility:
Minimum
12 months loan EMI repayment history with existing bank
Property
location and other eligibility criteria of general loan are
applicable
Benefits of Takeover Plan:
Additional
loan amount facility over takeover amount
No
processing fee for takeover loan amount
No
processing fee for additional loan amount
Required documents:
Loan application
Applicant’s National ID/Driving License/Passport copy
Photographs of applicants (studio photo)
Salary certificate for salaried person
Trade license for businessperson
Personal and business account statement for last one year
Applicant’s TIN certificate
Copies of all existing loans’ sanction letter and repayment
history for last one year
Rental deed for rental income and ownership deed of rented property
Apartment allotment letter/Deed of agreement/property ownership
deed
Other all property related documents’ copy
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