Mutual Trust Bank Ltd.
  MTB Interest Rates
 
 
MTB Interest Rates on Deposit
 
  Types of Deposit Interest Rate
1. Savings Deposits a) Regular
5.50%
b) NRB
5.75%
2. Special Notice Deposits (SND)
  Below BDT 10.00 million
5.00%
  BDT 10.00 million to below 250.00 million
6.00%
  BDT 250.00 million to below 500.00 million
7.00%
  BDT 500.00 million to below 1.00 billion
8.00%
  BDT 1.00 billion and above
7.00%
   
3. Fixed Deposits:
Any Amount
 
1 month
6.00%
 
2 months
7.00%
 
3 months
10.25%
 
6 months
10.25%
 
12 months
10.50%
 
 
Last update: April 1, 2014
 
MTB Interest Rates on Retail Savings Products
 
Product Name
Deposit Slab ( Day End Balance)
Rate
MTB Inspire Below BDT 0.1 million
5.75%
BDT 0.1 million to less than BDT 0.5 million
6.25%
BDT 0.5 million to less than BDT 1.0 million
7.25%
BDT 1.0 million and above
8.25%
MTB Ruby Up to BDT 0.5 million
5.50%
Above BDT 0.5 million and up to BDT 2.0 million
5.75%
Above BDT 2.0 million
6.00%
MTB Senior Below BDT 0.1 million
5.75%
BDT 0.1 million to less than BDT 0.5 million
6.25%
BDT 0.5 million to less than BDT 1.0 million
7.25%
BDT 1.0 million and above
8.25%
MTB Junior Up to BDT 20,000
5.00%
Above BDT 20,000 and up to BDT 50,000
5.50%
Above BDT 50,000
6.00%
MTB Graduate Up to BDT 20,000
5.25%
Above BDT 20,000 and up to BDT 50,000
5.75%
Above BDT 50,000
6.00%
Privilege Savings Up to BDT 0.5 million
5.25%
Above BDT 0.5 million and up to BDT 1.5 million
5.75%
Above BDT 1.5 million and up to BDT 2.5 million
6.00%
Above BDT 2.5 million
6.50%
Effective from December 01, 2013
 
MTB Interest Rates on Lending

Categories
Rates
1
Agriculture
13.00% (Highest) *
2
Term loan a) Industrial
14.00% (Mid Rate)
b) Non-Industrial
16.50% (Mid Rate)
3
Working Capital to large and medium scale industries
13.50% (Mid Rate)
4
Export Finance (PC, ECC)
7.00% (Highest)*
5
Commercial Lending
13.50% (Mid Rate)
6.
Import finance a) General
16.50% (Mid Rate)
b) Essential Goods (rice, wheat, edible oil, lentils, chickpeas, onion, date and sugar)
14.00% (Mid Rate)
7.
Housing Loan: a) Commercial
16.00% (Mid Rate)
b) Residential
14.00% (Mid Rate)
8.
Consumer Credit a) Salaried Employee
17.00% (Mid Rate)
b) Businessman/ Self Employed/ Landlord
18.00% (Mid Rate)
c) MTB Employee
14.00% (Mid Rate)
9.
Lease Finance
16.50% (Mid Rate)
10.
Loan to Non-Banking Financial Institutions (NBFIs)
14.50% (Mid Rate)
11.
Loan/ SOD against FDR of MTB
3.00% above FDR interest rate
but not less than 14.00% p.a.
12.
SOD against FDR of other Banks
17.00% (Mid Rate)

13.

Loan/SOD against other Special Deposit Products of MTB
3.00% above Deposit Product interest rate but not less than 14.00% p.a.
14.
Auto Loans
16.50% (Mid Rate)
15.
Small Business Loan under SME
16.50% (Mid Rate)
16.
Others Others
16.50% (Mid Rate)
MTB Professional’s Loan
16.50% (Mid Rate)
* As per BRPD Circular No. 2 dated January 4, 2012 and Circular No. 3 dated March 9, 2011.
Effective from April 10, 2014
 
 
 
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