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If you are looking for a card that suits your lifestyle and lets you enjoy amazing benefits and features, MTB Virtual Prepaid Card is your smart alternative to credit cards. MTB Virtual Prepaid Card is a dual-currency Prepaid Card that can be used both locally and globally. The card is specially designed to ease your payment experience and redefine your lifestyle. Get your MTB Virtual Prepaid Card from Smart Banking Apps, load the amount you require and be ready to explore a new world of privileges.

Features

  • Accepted worldwide
  • Discounts at reputed merchant points
  • Complimentary Companion Dining at renowned restaurants
  • Easy bill payment for Streaming Platforms (Netflix, Amazon Prime etc.)
  • MTB Green PIN Service
  • SMS Banking

Eligibility

  • MTB Current & Savings Account holders those are currently using IB or Smart Banking Apps
  • Must be a Bangladeshi national, or a Foreigner who is currently staying in Bangladesh with valid Visa/Work Permit
  • Minimum 18 years of age

Terms & Conditions Of MTB Virtual Visa Prepaid Card

We request you to read the following Terms and Conditions governing the use of Mutual Trust Bank Prepaid Card. If you do not understand any of them, please feel free to contact us. By applying for and/or, activating and/or using Mutual Trust Bank Virtual Prepaid Card, you shall be bound by the following Terms and Conditions.

VIRTUAL PREPAID CARD
The Card will be exclusively used only by the Cardholder. The Cardholder under no circumstances whatsoever will allow the PIN to be used by any other individual and any risk due to such unauthorized use other than Cardholder will be borne by the Cardholder.
USE OF THE CARD
  • The Card can be used in Bangladesh and outside Bangladesh, subject to endorsement in passport.
  • MTB Virtual Prepaid Card can be used for ATMs, QR and E-Commerce Transactions. ATM Cash withdrawal will be available only through “Cash by Code”. The card supports both local and international transactions. For making International transactions, the cardholder must get his/her passport endorsed against his/her Virtual Prepaid Card.
  • For activation, a cardholder may call MTB 24/7 Contact Centre @ 16219 or he/she may activate the Virtual VISA Prepaid Card using MTB Smart Banking Apps instantly.
  • No Paper PIN will be generated & delivered. For PIN generation, a cardholder may call MTB 24/7 Contact Centre @ 16219 or he/she may set PIN using MTB Smart Banking Apps instantly.
  • All MTB Virtual Prepaid Cards are reloadable.
LOSS OF PIN
The Cardholder shall be fully liable for all card transactions made with the PIN whether with or without the knowledge of the Cardholder. In the event that the PIN is disclosed to any other party, the Cardholder shall immediately notify the said loss, or disclosure. The Cardholder shall be and remain fully liable for any debit to the card amount arising from card transactions done before the bank is notified of the disclosure of PIN or such loss.
VALIDITY
MTB Virtual Prepaid Card is valid up to Five (5) years from the date of card creation. Card will be renewed upon request received from the Cardholder.
EXCLUSION OF LIABILITY
The Bank shall be under no liability whatsoever to the Cardholder or any third party in respect to any loss or damage arising directly or indirectly out of:
  • 1. Refusal of any Merchant or failure to perform a card transaction to honor or accept the Card or for any defect or deficiency in the goods or services supplied to the Cardholder by any Merchant or, where applicable, for any breach or nonperformance by a Merchant of a Card Transaction;
  • 2. The malfunction of any ATM or disruption of communication systems or risk of using Internet or other network, protocol services;
  • 3. Any dispute between the Cardholder and any Merchant or Bank or financial institution or any other person, the Cardholders liability to the Bank shall not in any way be affected by such dispute or counterclaim of right or set-off which the Cardholder may have against such Merchant or Bank or financial institution or person.
DISCLOSURE OF INFORMATION
The Cardholder irrevocably authorizes and permits the Bank to disclose and furnish such information that it deems fit concerning the Cardholder and its affairs to the competent authorities, Banks associates, branches, assignees, agents, government authorities or other parties as required by law.
INDEMNITY
The Cardholder undertakes and agrees to indemnify the Bank against any loss, damage, liability, and costs and expenses whether legal or otherwise which the Bank may incur by reason of these Terms and Conditions or any breach thereof or the enforcement of the Banks rights as herein provided. All costs and expenses in such case may be debited to the Card Account and shall be payable by the Cardholder.
NOTICES
The Cardholder must promptly notify the Bank in writing of any change in information provided to bank earlier.
GENERAL
  • 1. The Bank shall not be liable for any act done in good faith and without negligence upon the Cardholders instructions or receipt of any information from third party or source having prejudicial effect of the interest of the Bank and/or the Cardholder.
  • 2. Each of these Terms and Conditions are several and distinct from one another and if any time any one or more of such Terms and Conditions becomes invalid, illegal or unenforceable, the validity, legality of the enforceability of the remaining provisions shall not in any way be affected or impaired thereby.
  • 3. In connection with the special discounts/offers made by the respective Merchants, the Bank does not hold any warranty or make any representation of the delivery, quality, design, specifications or otherwise set out in respect of these offers. Also, these products/services are subject to availability and will be allocated on a first come, first served basis.
  • 4. In connection with the special discounts/offers made by the respective Merchants, the Bank will not be held responsible where any of the Merchants withdraws, cancels, alters, or amends these products/services. In addition, the Bank reserves the right to change the benefits available to Cardholders at any time without prior notice.
  • 5. The Foreign Currency limit will be set as per Bangladesh Banks Guidelines for Foreign Exchange Transactions (GFET).
GOVERNING LAW
The Terms and Conditions are governed by and shall be construed in accordance with the laws of the land and the Cardholder hereby submits irrevocably to the non-exclusive jurisdiction of the courts of Bangladesh. Such submission shall however not prejudice the rights of the Bank to bring proceedings against Cardholder in any other jurisdiction.
CHANGE IN TERMS & CONDITIONS
  • 1. The Bank may change the Terms and Conditions from time to time. The revised Terms & Conditions will be displayed in the banks website.
  • 2. Retention or use of the Card after the effective date of any such change of Terms and Conditions shall be deemed to constitute acceptance of such changes without reservation by the Cardholder. If the Cardholder does not accept the proposed change, the Cardholder must terminate use of the Card by giving prior written notice to the effective date.
SMS &EMAIL SERVICES
The Cardholder agrees to receive customers alert relating to Prepaid Card or information/promo¬tion that will be useful to the Cardholder over his/her registered mobile number or through email.


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