Age Band

• Minimum Age at entry: 18 Years (completed)
• Maximum Age at entry:
  • 55 years (nearest birthday)
    (for 3 stage endowment)
  • 60 years (nearest birthday)
    (for 6 stage endowment)
• At Maturity, age cannot exceed 70 [Seventy] years.

Term/Tenure

• Tenure: 12, 15, 18 & 21 Years.
  (for 3 stage endowment)
• Tenure: 12 Years
  (for 6 stage endowment)

Premium Mode

• Yearly/Half-Yearly/Quarterly
  (for 3 stage endowment)
• Yearly/Half-Yearly/Quarterly/Monthly
  (for 6 stage endowment)

Sum Assured

• Minimum BDT 1,00,000/- [One Lac]

Bonus

• Applicable

Survival benefit

• Applicable @ 25%, 25% and 50%
  (for 3 stage endowment)
• Applicable @ 10%, 10%, 10%, 10%, 10% and 50%.
  (for 6 stage endowment)

Supplementary Contracts/Riders

• Supplementary Benefits: Supplementary Benefits PDAB, ADB, HI, CI can be added with this Plan by paying extra premium.

At Maturity

• At maturity, rest 50% of Sum Assured with accrued bonus.(for both 3 & 6 year endowment)

Before Maturity

• If the life assured survives after the specified durations during the policy term, following fixed percentage of the Basic Sum Assured is payable.
  

  For 3 Year Endowment:

  • (i) After completion of the 1/3 of the term of the policy 25% of Sum Assured.
  • (ii) After completion of the 2/3 of the term of the policy 25% of Sum Assured.

  Upon receiving the first and/or second and/or third pay-out, if the policy owner/policyholder dies, while the policy is active then the nominee shall be provided with the full sum assured along with the accrued bonus

• For 6 Year Endowment:

  • (i) After completion of the 1/6 of the term of the policy, 10% of Sum Assured.
  • (ii) After completion of the 2/6 of the term of the policy, 10% of Sum Assured.
  • (iii) After completion of the 3/6 of the term of the policy, 10% of Sum Assured.
  • (iv) After completion of the 4/6 of the term of the policy, 10% of Sum Assured.
  • (v) After completion of the 5/6 of the term of the policy, 10% of Sum Assured.